Books & Authors

Small is beautiful - E.F.Schumacher.
The highest honour - Condolizza Rice.
A love song for India - Ruth Prawer Jhbbvala.
Goods without men  - Hari Kunjru.
The price of civilization - Jeffrey D Sachs.
Back to work - Bill Clinton.
Ghosts of Afghanistan - Jonathan Steele.

Fill with appropriate word

Directions (Q. A-O): 

In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank

appropriately. Find out the appropriate word in each case.

As the country embarks on planning (A) the 12th Plan (2012-17) period, a key question mark (B) hangs over the process is on the energy requirements.Growth is energy-hungry and the aspirations of growing at 9-10% will (C) huge demands on the energy resources of the country. In this energy jigsaw, renewable energy will (D) like never before in the 12th Plan and the (E) . By the rule of the thumb, India will (F) about 100 gigawatts (Gw)-100,000 megawatts of capacity addition in the next five years. Encouraging trends on energy efficiency and sustained (G) by some parts of the government —the Bureau of Energy Efficiency, in particular, needs to be complimented for this-have led to substantially lesser energy intensity of economic growth. However, even the tempered demand numbers are (H) to be below 80Gw. As against this need, the coal supply from domestic sources is unlikely to support more than 25 Gw equivalent capacity. Imported coal can add some more, but at a much (I) cost. Gas-based electricity generation is unlikely to contribute anything substantial in view of the unprecedented gas supply challenges. Nuclear will be (J ) in the foreseeable future. Among imported coal, gas, large hydro and nuclear, no more than 15-20Gw equivalent can be (K) to be added in the five- year time block. (L) (M) this, capacity addition in the renewable energy based power generation has touched about 3Gw a year. In the coming five years, the overall capacity addition in the electricity grid (N ) renewable energy is likely to range between 20Gw and 25Gw. Additionally, over and above the grid-based capacity, off-grid electricity applications are reaching remote places and (O) lives where grid-based electricity supply has miserably failed.

A 1) against

2) for

3) onwards

4) at

5) on

B 1) that

2) inside

3) always

4) who

5) where

C 1) forward

2) subject

3) place

4) demand

5)replace

D 1) pass

2) publish

3)feature

4) find

5) light

E 1) likewise

2) publicity

3) next

4) after

5) earlier

F 1) waste

2) require

3) highlight

4) generate

5) consumed

G 1) structures

2) efforts

3) projections

4) practices

5) developmental

H 1) sure

2) unsure

3) unexpected

4) unlikely

5) likely

I 1) nominal

2) excelled

3) higher

4) lower

5)expected

J 1) failure

2) success

3) dangerous

4) maximum

5) marginal

K 1) certain

2) linked

3) remarked

4) expected

5) sure

L 1) When

2) But

3) However

4) If

5) As

M 1) for

2) with

3) is

4) ever

5) against

N 1) through

2) project

3) versus

4) against

5) capacity

O 1) lightening

2) making

3) touching

4) saving

5) generating

Ans : 

A - 2, B - 1, C - 3, D - 3, E - 4, F - 4, G - 2, H - 4, I - 3, J - 5, K - 4, L - 5, M - 5, N - 1, O - 2

Quantitative Aptitude

1. The sum of three consecutive natural numbers each divisible by 3 is 72. What is the largest among them?
1. 25
2. 26
3. 27
4. 30 5. 26
Answer: (3)

2. The numerator of a non-zero rational number is five less than the denominator. If the denominator is increased by eight and the numerator is doubled, then again we get the same rational number. The required rational number is:
1. 1/8
2. 4/9
3. 2/8
4. 3/8
5. 3/8
Answer: (5)

3. Find the greatest number that will divide 640, 710 and 1526 so as to leave 11, 7, 9 as remainders respectively.
1. 36
2. 37
3. 42
4. 29
5. 47
Answer: (2)

4. Jayesh is as much younger than Anil as he is older than Prashant. If the sum of the ages of Anil and Prashant is 48 years, what is Jayesh’s age in years?
1. 29
2. 30
3. 24
4. 25
5. 28
Answer: (3)

5. A bag contains one rupee, 50-paise and 25-paise coins in the ratio 2 : 3 5. Their total value is Rs. 114. The value of 50 paise coins is:
1. Rs. 28
2. Rs. 36
3. Rs. 49
4. Rs. 72
5. Rs. 50
Answer: (1)

6. A tempo is insured to the extent of 4 5 of its original value. If the premium on it at the rate of 1.3 percent amounts to Rs. 910, the original value of the tempo is:
1. Rs. 78,000
2. Rs. 78,500
3. Rs. 80,000
4. Rs. 85,000
5. Rs. 87,500
Answer: (5)

7. By selling 45 lemons for Rs. 40, a man loses 20%. How many should he sell for Rs. 24 to gain 20% in the transaction?
1. 19
2. 18
3. 24
4. 22
5. 23
Answer: (2)

8. In a ratio, which is equal to 3 : 4, if the antecedent is 12, then the consequent is:
1. 10
2. 16
3. 20
4. 22
5. 18
Answer: (2)

9. A, B and C are employed to do a piece of work for Rs. 529. A and B together are supposed to do 19/23 of the work and B and C together 8/23 of the work. What amount should A be paid?
1. Rs. 320
2. Rs. 345
3. Rs. 355
4. Rs. 380
5. None of these
Answer: (2)

10. A boy rides his bicycle 10 km at an average speed of 12 km/hr and again travels 12 km at an average speed of 10 km/hr. His average speed for the entire trip is approximately :
1. 10.4 km/hr
2. 10.8 km/hr
3. 12 km/hr
4. 14 km/hr
5. 13 km/hr
Answer: (2)

11. From a pack of 52 cards, two cards are drawn together at random. What is the probability of both the cards being kings?
1. 1/19
2. 27/29
3. 35/256
4. 1/121
5. 35/121
Answer: (4)

12. An automobile financier claims to be lending money at simple interest, but he includes the interest every six months for calculating the principal. If he is charging an interest of 10%, the effective rate of interest becomes:
1. 13%
2. 10.25%
3. 15%
4. 11%
5. None of these
Answer: (2)

13. A towel, when bleached, was found to have lost 20% of its length and 10% of its breadth. The percentage of decrease in area is:
1. 11%
2. 12%
3. 20%
4. 28%
5. 33%
Answer: (4)

14. What is the difference in exports between the periods March to May and June to August (in $ million)?
1. 418
2. 592
3. 5790
4. 585
5. None of these
Answer: (4)

15. If the exports of company B in the year 2003 were Rs. 77 crore, then, what were the imports of the company in that year?
1. 86 crore
2. 107.5 crore
3. 103.95 crore
4. 101 crore
5. None of these
Answer: (3)

General awareness

1. Which of the following countries recently conferred its Highest State Honour on Late Mrs. Indira Gandhi for her contribution in its ‘Liberation war’? 

(A) South Sudan 

(B) Bangladesh 

(C) Bhutan 

(D) Slovakia 

(E) Croatia 

Ans : (B)

2. Which of the following statements is true? 

(A) Banks cannot accept demand and time deposits from public. 

(B) Banks can accept only demand deposits from public. 

(C) Banks can accept only time deposits from public. 

(D) Banks can accept both demand and time deposits from public. 

(E) Banks can accept demand and time deposits only from Government. 

Ans : (D)

3. Interest payable on savings bank accounts is– 

(A) not regulated by RBI. 

(B) regulated by Sate Governments. 

(C) regulated by Central Government. 

(D) regulated by RBI. 

(E) regulated by Finance minister. 

Ans : (D)

4. Which of the following is the correct statement ? 

(A) State Bank of India is the sole authority to issue and manage currency in India. 

(B) A nationalised bank is the sole authority to issue and manage currency in India. 

(C) A cooperative bank is the sole authority to issue and manage currency in India. 

(D) RBI is the sole authority to issue and manage currency in India. 

(E) None of these

Ans : (E)

5. The Home Minister of India was recently on a visit to Bangladesh where both the countries signed a Coordinated Border Management Plan (CBMP). What are the major points of this agreement? 

(A) The plan will help in resolving long pending border dispute between both the nations. 

(B) The head count of the people living in enclaves on the border will be completed within next six month’s time. 

(C) India assured that no BSF jawan will open fire on the people crossing the borders unless there is an attack on them. 

(A) Only (A) 

(B) Only (B) 

(C) Only (C) 

(D) All (A), (B) and (C) 

(E) Both (A) and (C) 

Ans : (E)

6. The Government of India recently decided to raise the price of oil products like diesel, petrol and cooking gas. However, some taxes on these products were reduced or scrapped all together. What were these taxes which were reduced or scrapped ? 

(A) Customs Duty  (B) VAT (C) Excise Duty 

(A) Only (A) 

(B) Both (A) and (B) 

(C) Both (A) and (C) 

(D) Both (B) and (C) 

(E) All (A), (B) and (C) 

Ans : (C)

7. The President of India was recently on a visit to South Korea and Mongolia. During her visit some agreements were signed by both the countries. Which of the following was a common area on which India signed agreements with South Korea and Mongolia both? 

(A) Peaceful use of nuclear energy. 

(B) Export of edible oil to South Korea and Mongolia. 

(C) Providing technical help to become self sufficient in production of food grains. 

(D) Willingness of both the countries to support India’s bid to have permanent seat in UN Security Council. 

(E) To hold Olympic Games in 2022 in New Delhi jointly with South Korea and Mongolia. 

Ans : (A)

8. Iran recently threatened that it will stop supply of oil to India if the payment issue is NOT sorted out quickly. What is the problem in payment to Iran ? 

(A) The oil supplied by Iran is of substandard quality. Hence India suspended the supply and stopped the payment. 

(B) Indian banks have stopped transfer of money to Iran as UN has imposed sanctions on Iran. 

(C) India is bound to purchase oil only from OPEC members. Iran has abandoned the membership of OPEC, which has created a problem in payments. 

(A) Only (A) 

(B) Only (B) 

(C) Only (C) 

(D) All (A), (B) and (C) 

(E) None of these 

Ans : (E)

9. Accounts are allowed to be operated by cheques in respect of– 

(A) Both Savings bank accounts and fixed deposit accounts 

(B) Savings bank accounts and current accounts 

(C) Both Savings bank accounts and loan accounts. 

(D) Both Savings bank accounts and cash accounts only. 

(E) Both Current accounts and fixed deposit accounts 

Ans : (B)

10. Yingluck Shinawatra has won recently held elections to become the first woman Prime Minister of– 

(A) Myanmar 

(B) South Korea 

(C) North Korea 

(D) Thailand 

(E) China 

Ans : (D)

11. Which of the following is correct statement ? 

(A) Normally no interest is paid on current deposit accounts. 

(B) Interest is paid on current accounts at the same rate as term deposit accounts. 

(C) The rate of interest on current account and savings account are the same. 

(D) No interest is paid on any deposit by the bank. 

(E) Savings deposits are the same as current deposits. 

Ans : (A)

12. The Lokayukta of which of the following States had submitted a report on illegal mining of iron ore in the State? 

(A) Andhra Pradesh 

(B) Tamil Nadu 

(C) Karnataka 

(D) Odisha 

(E) None of these 

Ans : (C)

13. The usual deposit accounts of banks are– 

(A) Current accounts, electricity accounts and insurance premium accounts 

(B) Current accounts, Post office savings bank accounts and term deposit accounts 

(C) Loan accounts, savings bank accounts and term deposit accounts 

(D) Current accounts, savings bank accounts and term deposit accounts 

(E) Current bill accounts and term deposit accounts 

Ans : (D)

14. Fixed deposits and recurring deposits are– 

(A) repayable after an agreed period. (B) repayable on demand. 

(C) not repayable. (D) repayable after death of depositors. 

(E) repayable on demand or after an agreed period as per bank’s choice. 

Ans : (A)

15. Almost all the major economies of the world had reacted sharply on the issue of USA’s ceiling limit on its debt. Why was the issue so important for other nations, which otherwise was an internal matter for USA ? (This was during last month of July 2011; till Senate’s decision)– 

(A) The Senate’s decision on the issue might have caused US dollar to weaken further or get strengthened in international markets. 

(B) Weakening of the dollar might have pushed up Euro and other major currencies up and some European countries which were already in trouble would have faced a new crisis. 

(C) Debt limit was directly related to liquidity position of banks in USA. 

(A) Only (A) 

(B) Only (B) 

(C) Only (A) and (B) both 

(D) Only (B) and (C) both 

(E) All (A), (B) and (C) 

Ans : (*)

16. Which of the following is not a Millennium Goal set by the UNO? 

(A) Eradicate extreme poverty and hunger 

(B) Reduce child mortality 

(C) Ensure environmental sustainability 

(D) Combat terrorism and bring people in main stream of society 

(E) Achieve universal primary education

Ans : (D)

17. Financial inclusion means provision of– 

(A) financial services namely, payments, remittances, savings, loans and insurance at affordable cost to persons not yet given the same. 

(B) ration at affordable cost to persons not yet given the same. 

(C) house at affordable cost to persons not yet given the same. 

(D) food at affordable cost to persons not yet given the same. 

(E) education at affordable cost to persons not yet given the same. 

Ans : (A)

18. Which of the following Statements containing results of India’s recent Census is not correct? 

(A) Kerala has about 94% literacy, the highest in India 

(B) The Sex Ratio in India is 940 

(C) Male literacy is lower than female literacy in the seven most developed states 

(D) Uttar Pradesh is the most populous State in India 

(E) The population of India has increased by 181 million during the decade 2001-2011 

Ans : (C)

19. Which of the following is known as cross selling by Banks ? 

(A) Sale of a debit card to a credit card holder 

(B) Sale of Insurance policy to a depositor 

(C) Issuance of Cash against Cheque presented by a third party 

(A) Only (A) (B) Only (B) (C) Only (C) 

(D) Both (A) and (C) (E) All (A), (B) and (C) 

Ans : (B)

20. Angela Merkel was recently in India to receive Jawaharlal Nehru Award for International Understanding for the year 2009. What has been her contribution ill the international politics which made her the. ‘Best Choice’ for the award? 

(A) She played a major role in restarting negotiations between Russia and USA on ‘STAR’. 

(B) She initiated ‘Health Care Reforms’ in Germany and solved problems related to ‘future energy development.’

(C) She played a crucial role in negotiation of the ‘Treaty of Lisbon’ and Berlin declaration. 

(A) Only (B) and (C) 

(B) Only (A) and (B) 

(C) Only (C) 

(D) Only (A) and (C) 

(E) None of these 

Ans : (A)

21. Japan won the women’s Football World Cup 2011 by defeating– 

(A) England 

(B) Germany 

(C) Argentina 

(D) USA 

(E) China 

Ans : (D)

22. Which of the following states became the first state in the country to launch RBI’s e-payment system for commercial tax payers? 

(A) Andhra Pradesh 

(B) Kerala 

(C) Gujarat 

(D) Maharashtra 

(E) Karnataka 

Ans : (E)

23. When a bank returns a cheque unpaid, it is called– 

(A) payment of the cheque 

(B) drawing of the cheque 

(C) cancelling of the cheque 

(D) dishonour of the cheque 

(E) taking of the cheque 

Ans : (D)

24. Mortgage is a– 

(A) security on movable property for a loan given by a bank. 

(B) security on immovable property for a loan given by a bank. 

(C) concession on immovable property for a loan given by a bank. 

(D) facility on immovable property for a loan given by a bank. 

(E) security on immovable property for a deposit received by a bank. 

Ans : (B)

25. The world’s highest ‘Rail Bridge’ is being constructed in the State of Jammu and Kashmir will be on which of the following rivers ? 

(A) Jhelum 

(B) Chenab 

(C) Indus 

(D) Ravi 

(E) None of these 

Ans : (B)

26. Which of the following films was not directed by Mani Kaul, who died recently ? 

(A) 3 Idiots 

(B) Ghashiram Kotwal 

(C) Uski Roti 

(D) Duvidha 

(E) Ashad Ka Ek Din 

Ans : (A)

27. The President of which of the following countries is accused of violation of ‘‘War Powers Act” of his country when he decided to attack Libya with other NATO countries in June 2011 ? 

(A) USA 

(B) France 

(C) Germany 

(D) Spain 

(E) Italy 

Ans : (A)

28. Which of the following schemes is launched by the Government of India to provide an identity to its all resident citizens and also in identifying people who are poorest, often the last to stand up to ask for their share in government schemes or lack identity ? 

(A) Public Provident Fund scheme 

(B) Indira Gandhi Old Age Pension scheme 

(C) Social Security Scheme for Gramin Oak Sevaks 

(D) M. G. National Rural Employment Guarantee Act 

(E) Aadhar Card scheme 

Ans : (E)

29. Which of the following types of accounts are known as “Demal Accounts” ? 

(A) Accounts which are Zero Balance Accounts 

(B) Accounts which are opened to facilitate repayment of a loan taken from the bank. No other business can be conducted from there 

(C) Accounts in which shares of various companies are traded in electronic form 

(D) Accounts which are operated through internet banking facility 

(E) None of these 

Ans : (C)

30. Who amongst the following won the Wimbledon Men’s Finals 2011 which was also his first Wimbledon title? 

(A) Rafael Nadal 

(B) Novak Djokovic 

(C) Robert Bruce 

(D) Lleyton Hewitt 

(E) None of these 

Ans : (B)

31. Who is the chairman of the committee constituted by RBI to study issues and concerns in the Micro Finance Institutions (MFI) Sector ? 

(A) Y. H. Malegam 

(B) Dr. K. C. Chakraborty 

(C) C. Rangarajan 

(D) M. Damodaran 

(E) Ms. Usha Thorat 

Ans : (A)

32. Upper limit prescribed for RTGS transaction is– 

(A) Rs. 1 lac 

(B) Rs. 2 lacs 

(C) Rs. 5 lacs 

(D) Rs. 50 lacs 

(E) No upper limit is prescribed 

Ans : (E)

33. Distribution of insurance products and insurance policies by banks as corporate agents is known as– 

(A) General insurance 

(B) Non-life insurance 

(C) Bancassurance 

(D) Insurance banking 

(E) Deposit insurance 

Ans : (C)

34. In order to attract more foreign exchange, the Government of India decided to allow foreign investment in LLP firms. What is full form of “LLP” as used in this reference? 

(A) Local Labour Promotion 

(B) Low Labour Projects 

(C) Limited Loan Partnership 

(D) Longer Liability Partnership 

(E) Limited Liability Partnership 

Ans : (E)

35. NEFT means– 

(A) National Electronic Funds Transfer system 

(B) Negotiated Efficient Fund Transfer System 

(C) National Efficient Fund Transfer Solution 

(D) Non Efficient Fund Transfer System 

(E) Negotiated Electronic Foreign Transfer system 

Ans : (A)

36. Who among the following has been appointed as a director on board of Bank of America–the first non-American on the board of one of the largest financial institutions in the world? 

(A) Azim H. Premji 

(B) Ratan Tara 

(C) Mukesh Ambani 

(D) C. V. Kamath 

(E) Chanda Kochhar 

Ans : (C)

37. When the rate of inflation increases– 

(A) purchasing power of money increases 

(B) purchasing power of money decreases 

(C) value of money increases 

(D) purchasing power of money remains unaffected 

(E) amount of money in circulation decreases 

Ans : (B)

38. POSCO is in the process of establishing its plants in India. What does the letter ‘P’ denote in the name POSCO? 

(A) Popular 

(B) Pallin 

(C) Pohang 

(D) Paradeep 

(E) Petersburg 

Ans : (C)

39. Who amongst the following has become the Chief Minister of a State in India third time consecutively ? 

(A) Tarun Gogoi 

(B) Nitish Kumar 

(C) J. Jayalalithaa 

(D) Mamta Banerjee 

(E) None of these 

Ans : (A)

40. Who amongst the following is the winner of Man Booker International Prize - 2011 ? 

(A) Andrea Levy 

(B) Nicola Barker 

(C) Tom McCarthy 

(D) Linda Grant 

(E) Philip Roth 

Ans : (E)

41. Interest on savings bank account is now calculated by banks on–

(A) minimum balance during the month 

(B) minimum balance from 7th to last day of the month 

(C) minimum balance from 10th to last day of the month 

(D) maximum balance during the month 

(E) daily product basis 

Ans : (E)

42. The third International Conference of the Trade Unions was organised in June 2011 in– 

(A) Vienna 

(B) Moscow 

(C) London 

(D) Paris 

(E) Berlin 

Ans : (D)

43. A centralised database with online connectivity to branches, Internet as well as ATM-network which has been adopted by almost all major banks of our country is known as– 

(A) investment banking 

(B) core banking 

(C) mobile banking 

(D) national banking 

(E) specialised banking 

Ans : (C)

44. The Government of India recently decided to lift four years old ban on export of wheat. What was the reason for the same ? 

(A) India had a bumper crop of wheat in the last two years. Hence it has excess stock of wheat. 

(B) As per the Food Security Act India is bound to provide 10 million tonnes of wheat to World Food Grain stock every year. India defaulted last year. This year it does not want to be one. 

(C) As advised by the Supreme Court of India, the money received from export should be used to pay subsidy to the farmers. 

(A) Only (B) 

(B) Only (A) 

(C) Only (C) 

(D) Both (A) and (B) 

(E) All (A), (B) and (C) 

Ans : (B)

45. Which of the following is not considered a money market instrument ? 

(A) Treasury Bills 

(B) Repurchase Agreement 

(C) Commercial Paper 

(D) Certificate of Deposit 

(E) Shares and Bonds 

Ans : (E)

46. With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country– 

(A) Will 

(B) Registration 

(C) Nomination 

(D) Indemnity 

(E) Guarantee 

Ans : (C)

47. The Government of which of the following states has agreed to give captive mines of iron ores to all the companies who are willing to establish plants there? 

(A) West Bengal 

(B) Odisha

(C) Jharkhand 

(D) Bihar 

(E) Karnataka 

Ans : (B)

48. ‘Gorkhaland Council’ which was recently in news is a body set up for administration of which of the following Districts? 

(A) Siliguri 

(B) Bagdogra 

(C) Malda 

(D) Darjeeling 

(E) Gangtok 

Ans : (D)

49. Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of– 

(A) Minors 

(B) Married women 

(C) Senior citizens 

(D) Government employees 

(E) Rural residents 

Ans : (C)

50. Largest shareholder (in percentage shareholding) of a nationalised bank is– 

(A) RBI 

(B) NABARD 

(C) LICI 

(D) Government of India 

(E) IBA

Ans : (D)

Test to your english knowledge

Directions—: 

In each of the following questions a short passage is given with one of the lines in the passage missing and represented by a blank. Select the best out of the five answer choices given, to make the passage complete and coherent ( coherent means logically complete and sound).

1. Women's rights around the world are an important indicator to understand global well- being. A major global women's rights treaty was ratified by the majority of the world's nations a few decades ago, .............................................................These range from the cultural, political to the economic.  For example, women often work more than men, yet are paid less; gender discrimination affects girls and women throughout their lifetime; and women and girls are often the ones that suffer the most poverty. Many may think that women's rights are only an issue in countries where religion is law. Or even worse, some may think this is no longer an issue at all. But reading the report about the United Nation's Women's Treaty and how an increasing number of countries are lodging reservations will show otherwise. Gender equality furthers the cause of child survival and development for all of society, so the importance of women's rights and gender equality should not be underestimated.

(A) This treaty tackled and solved a number of issues related to women.

(B) Why is it then, that moment still face a number of problems on the domestic front?

(C) Thus, the woman today is ten times more empowered as compared to a woman say about a decade age.

(D) Women's activists across nations have implored the respective governments to take this seriously.

(E) Yet, despite many successes in empowering women, numerous issues still exist in all areas of life.

Overview of the question.

In this question you have been given a short paragraph, with one line deleted in between, like a Cloze test in which one word has been deleted in between. You have to choose from the appropriate answer choices which line fits best in to the paragraph in the blank space. How to Solve ?

1. DON’T WASTE PRECIOUS TIME READING THE WHOLE PARAGRAPH .

2. READ THE LINES IMMEDIATELY BEFORE AND AFTER THE BLANK ONLY .

(A major global women's rights treaty was ratified by the majority of the world's nations a few decades ago, ............................................................ . These range from the cultural, political to the economic.)

3. FOCUS ON THE FIRST FEW WORDS AFTER THE BLANK: 

The first words after the blank are (1) “these ” (2) range (3) from (4) the (5) cultural. Try to identify crucial words which give hints on how to solve these questions. Such words are called “KEYWORDS”. You have to identify such Keywords in order to solve the questions. The first question which should come to your mind is that what is the word “these” referring to.

“These” is a pronoun.

“These” is plural.

“These” has to refer to something in the previous line which is plural in nature .

This previous line is the blank line which you have to insert

4. NOW GO STRAIGHT TO THE ANSWER CHOICES AND ELIMINATE WRONG CHOICES

(A) This treaty tackled and solved a number of issues related to women . ( Shortlisted for the correct answer As “these” can refer to “issues”).

(B) Why is it then, that women still face a number of problems on the domestic front? (Shortlisted for the correct answer as “these” can refer to “problems”)

(C) Thus, the woman today is ten times more empowered as compared to a woman say about a decade age. ( Eliminated as there is no plural word in this line to which “these” can refer to )

(D) Women's activists across nations have implored the respective governments to take this seriously. ( Eliminated as there is no plural word in this line to which “these” can refer to)

(E) Yet, despite many successes in empowering women, numerous issues still exist in all areas of life ( Shortlisted for the correct answer As “these” can refer to “issues”).

5. WORK WITH SHORTLISTED OPTIONS

Now we have 3 shortlisted options , lets try to fit in these three options into the paragraph

1. (A) This treaty tackled and solved a number of issues related to women. These range from the cultural, political to the economic .(This answer choice is Eliminated , as a treaty - which means an understanding- cannot by itself tackle and solve any problem, a treaty is like an international conference , where some common understanding and roadmaps are discussed ,

hence a treaty cannot solve problems, it can only provide guidelines on how to solve a particular

issue. )

2. ( B) Why is it then, that women still face a number of problems on the domestic front? These range from the cultural, political to the economic. (Eliminated as this talks about problems on the “domestic”- i.e. household front, whereas the subsequent line talks about some problems ranging from cultural, political and economic. )

3. (E) Yet, despite many successes in empowering women, numerous issues still exist in all areas of

life . These range from the cultural, political to the economic ( This is the correct answer, as “all areas of life” refer to cultural, political and economic issues in the subsequent sentence Hence, clearly we can see that option (E) is the right Answer, although it is tempting to mark option (A), but you should be extra careful while solving these problems .

Think & Answer

Directions (Q. 1-5): 

In each of the following questions, a short passage is given with one of the lines in the passage missing and represented by a blank. Select the best out of the five answer choices given, to make the passage complete and coherent.

1 Poverty is the state of majority of world’s people and nations. Why is this? Have they been lazy, made poor decisions, and been solely responsible for their own plight? What about their governments? Have they pursued policies that actually harm successful development? Such causes of poverty and inequality are no doubt real. But deeper and more global causes of poverty are often less discussed. Behind the increasing inter-connectedness promised by globalisation are global decisions, policies and practices. These are typically influenced, driven or formulated by the rich and powerful. These can be leaders of rich countries or other global actors such as multinational corporations, institutions and influential people. In the face of such enormous external influence, the governments of poor nations and their people are often powerless. As a result, in the global context, a few get wealthy while the majority struggles.

1) Is it enough to blame poor people for their own predicament?

2) What is the government doing about it?

3) Are the wealthy ones in the nation even aware of this?

4) The government has already taken measures to eradicate the same.

5) The huge gap between the rich and the poor in the nation is now narrowing.

2 Women’s rights around the world are an important indicator to understand global well- being. A major global women’s rights treaty was ratified by the majority of the world’s nations a few decades ago. These range from the cultural, political to the economic. For example, women often work more than men, yet are paid less; gender discrimination affects girls and women throughout their lifetime; and women and girls are often the ones that suffer the most poverty. Many may think that women’s rights are only an issue in countries where religion is law. Or even worse, some may think this is no longer an issue at all. But reading the report about the United Nation’s Women’s Treaty and how an increasing number of countries are lodging reservations will show otherwise. Gender equality furthers the cause of child survival and development for all of society, so the importance of women’s rights and gender equality should not be underestimated.

1) This treaty tackled and solved a number of issues related to women.

2) Why is it then, that women still face a number of problems on the domestic front?

3) Thus, the woman today is ten times more empowered as compared to a woman say about a decade ago.

4)Women’s activists across nations have implored the respective governments to take! this seriously.

5) Yet, despite many successes in empowering women, numerous issues still exist in all areas of life.

3 Research has shown that air pollutants from fossil fuel use make clouds reflect more of the sun’s rays back into space. This leads to an effect known as global dimming whereby less heat and energy reaches the earth. However, it is believed that global dimming caused the droughts in certain parts of the world where millions died, because the northern hemisphere oceans were not warm enough to allow rain formation. Global dimming is also hiding the true power of global warming. By cleaning up global dimming- causing pollutants without tackling greenhouse gas emissions, rapid warming has been observed and various human health and ecological disasters have resulted, as witnessed during the European heat wave in 2003, which saw thousands of people die.

1) This, though, does not bring any relief in the problems associated with climate change.

2) This phenomenon thus is part of the climate change problem.

3) Scientists thus believe that this phenomenon goes hand in hand with global warming.

4) At first, it sounds like an ironic saviour to climate change problems.

5) The answer to all our problems with respect to climate- change is definitely here.

4 Next to China, India is the most populated country in the world. Particularly, rush to technical andhigher education has increased as the scope for arts and science has become lesser and lesser due to lack of reforms and upgradation in the course structure and materials according to the developments of the world. Also, qualification in higher education gives added advantage to face competition successfully in the job market.

1) Keeping this in mind, the government has provided concessions in the admission fees for the arts and science streams in the country.

2) Naturally, there is too much rush and competition in every field.

3) Despite this the rush to higher education is lesser.

4) This population increase, though, has not kept pace with the knowledge expansion around the world.

5) In the next decade, it will become the most populous.

5 Analysts and industry pundits forecast that the notebook market which has been growing faster than the desktop market for the past three years is expected to overtake the desktop market by the year 2011-12. A fall in prices, large deals from governments and institutions and demand from consumers and sectors such as education are expected to help the notebook numbers. According to research agencies, the year 2010 – 11 saw notebook volumes rise and for the first time, a million-plus notebooks were sold in India in a single quarter. The market has grown nearly four times for notebooks. The demand is driven by all sectors and a very buoyant consumer market, which prefers mobile computers. Entry- level notebook prices have dropped below the Rs. 25,000 mark; this has helped break the ice with new customers. This drop in notebook prices has been helped by the drop in the prices of the building blocks that make a notebook. It’s simple. With notebook volumes growing, the prices of the components are also bound to come down____________.

1) All this has resulted in a noticeable change in a number of large government tenders for notebooks; which were traditionally for desktops.

2) Because of this the government still prefers desktops to notebooks and has passed tenders for the same.

3) Thereby making them more expensive.

4) Thus, the forecast for the coming year states that desktops will be the preferred technology choice only for consumers who cannot afford the exorbitantly priced notebooks.

5) Thus, notebooks will become obsolete after a decade or so.

Ans : 1 - 1, 2 - 5 , 3 - 4, 4 - 2, 5 - 1

IBPS English model question

Written English Questions (50 marks):

There were total 3 descriptive question in this section and each question had 2 alternate question.

A. Letter Writing:(15 Marks)
Write a letter to your friends/sister and tell him/her about the importance of Women’s Reservation Bill.
Write a letter to a local news paper and ask them to promote tourist spots in your area
Write a letter to to concerned authorities about power cuts in your area.

B. Essay Writing: (20 Marks)
E-Commerce
The recent boom in Telecommunication System in India [Not in Exact language as written in question paper, but topic is same]

C. Precise Writing: (15 Marks)
Topic was on ‘Benami properties’ and price bubble in real estate properties.

Answer all

1. In a certain code language 'TERMINAL' is written as 'NSFUMBOJ' and TOWERS' is written as 'XPUTSF'. How is 'MATE' written in that code?

1) FUBN   

2) UFNB   

3) BNFU

4) BNDS   

5) None of these

2. The positions of how many digits in the number 5314687 will remain unchanged after the digits are rearranged in ascending order within the number?

1) None

2) One

3) Two

4) Three

5) More than three

3. What should come in place of question mark (?) in the following series? AC    EG    IK MO        ?

1) PR   

2) QS   

3) OR

4) PS   

5) None of these

4. 'ERID' is related to 'DIRE' in the same way as 'RIPE' is related to

1) EPIR

2) PERI

3) EPRI

4) PEIR

5) IPRE

5. How many meaningful English words can be made with the third, fifth, seventh and ninth letters of the word DOWNGRADED, using each letter only once in each word?

1) None

2) One

3) Two

4) Three

5) More than three